Johan

Born in Sweden and lives in Spain since 1997. He has a Master of Science in Economics and studied in Bonn, Germany, and Gothenburg Sweden. Johan has worked as a branch manager in banking for 24 years. He speaks Swedish, English, Spanish, and German.

European Investment Practitioner (MIFID) member of EFPA Spain as a European Investment Practitioner

Certified according to the Mortgage Credit Directive (MCD) by the University Carlos III de Madrid.

Certified according to the IDD (Insurance Distribution Directive) for sale of insurance.

Antonio Jose

Born in Cartagena. Antonio is practising as a solicitor/barrister for more than 20 years representing clients in civil, criminal, and administrative cases, he is a member of the bar association of Cartagena since 1999.